Trident Mortgage offers a full spectrum of refinance loan programs as well as a streamlined application process—and the ability to talk with a real person.
Our refinance loan options include:
- Fixed loans with 10 to 30-year terms: A fixed loan is the most common type of financing. The interest rate and the principal and interest (PI) payment remain constant for the length of the loan.
- Adjustable Rate Mortgages (ARMs): An Adjustable Rate Mortgage (ARM) offers an initial rate that is lower than a fixed-rate mortgage, but the ARM’s interest rate may change over the life of the loan. The rate is tied to an index, such as the One-Year Treasury Bill. When the index rate changes, the loan rate moves up or down accordingly. Caps limit how much the rate can change.
- Balloon mortgages A balloon mortgage features low rates and low fixed monthly payments for a period of time—usually five to seven years. At the end of the time period, a final “balloon” payment for the remaining balance of the loan is due. With low initial rates, adjustable rate loans may be a good choice for borrowers who plan to move before the balance becomes due.
We can tell you more about the various refinance options available to you.
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What Our Customers are Saying
"I am writing today in reference to one of Trident's finest mortgage consultants, Matthew Matz. I have known Matthew for several years now, and he has done nothing but 'Wow' me every time I deal with him or send a friend to him. Recently, I purchased a home and I would not think to use anyone but Matthew Matz because of his professionalism, cordial demeanor, and willingness to go the extra mile for his customers. Matthew is truly an asset to Trident Mortgage Company. Buying a home is a stressful time because of the large amount of money at stake. Matthew always goes out of his way to make me feel assured that I am making the right decision. I plan to use Matthew for all my mortgage needs and I will refer any and all friends his way because he consistently impresses me. Please thank Matthew for me for a job well done."~ R.G.